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  1. This is purely a jewellery purchase plan. NO REFUND of money is allowed under any circumstances under the same.
  2. Members will be eligible for ‘One Free Instalment’ on completion of all 11 month instalment payments, i.e 330 days from the date of joining.
  3. The Jewellery Purchase Plan is unique and will not be linked to any other existing or future schemes / offers.
  4. This Jewellery Purchase Plan is for a period of 11 months and is not transferable under any circumstances.
  5. The monthly subscription amount agreed to by the members must be paid continuously on respective due dates (not later than 10 days from the due date) for 11 months without fail to ensure reservation of material and to avail “50% V.A. CHARGES” benefit as per the Jewellery Purchase Plan. The instalment can neither be paid in advance nor can be carried over. The money paid as advance for purchase of jewellery under this shall not bear any interest.
  6. Under this Jewellery Purchase Plan, MINOR CANNOT BECOME AN APPLICANT/MEMBER.
  7. At the time of joining the Jewellery Purchase Plan, the member may appoint a NOMINEE by furnishing KYC of both self and nominee.
  8. Payment of instalment/s beyond the stipulated period, or payment of more than one instalment, WILL not be entertained.
  9. Monthly instalments should be paid ONLY AT THE RESPECTIVE SHOWROOM WHERE MEMBER HAS ENROLLED if payments are made by cash. PDCs if any issued or SBI-Collect payments, shall be deposited on or before 25th of every month.
  10. Payment of monthly instalments can be made through Cash, Credit / Debit Card, SBI-Collect and in respect of local cheques it shall be drawn in favour of “Lalithaa Jewellery Mart Private Ltd”. In case of dishonor of cheques, actual bank charges (Rs.200 to Rs.500 as the case maybe) shall be borne by the member. Member should ensure to collect receipt while making payments directly at the respective branch.
  11. On completion of 11 months (330 days), member can purchase gold jewellery for the total amount paid. However, the time period shall not exceed 365 days from the date of enrolment.
  12. In case the member wishes to purchase over and above the accumulated amount, full V.A. is chargeable on the excess amount.
  13. Members have the option to purchase gold coins also under the Jewellery Purchase Plan.
  14. In case of balance in grams, if any, left out in the Jewellery Purchase Plan account after adjusting the purchase item, various items shall be made available such as gold coins and silver coins for the members to purchase. Balance money will not be refunded in cash.
  15. Applicable Stone Charges will be collected from the members for all stone ornaments. Special items such as Oddiyanam, Nagaz, Kumkumchimizh, Thirumangalyam, etc shall attract additional charges as applicable.
  16. A discount of 25% on applicable V.A. Charges is offered on Diamond jewellery.
  17. Member has to bring the membership card every month while making payments. The original membership card has to be surrendered at the time of taking delivery of jewellery. The person, who has signed the application form, should sign on the invoice and Jewellery Purchase Plan card at the time of purchase / taking delivery of jewellery.
  18. In case the member does not take delivery of the jewellery within 365 days from the enrolment date, sale invoice will be raised in the name of the member towards sale of jewellery, applicable GST on sale value will be paid to the Government and the ornaments’ weight due to the member will be held as “stock in custody” by the company till the member takes delivery of the ornament. The member will be communicated/informed by the company in this regard by email / hard copy.
  19. In case of change in address, loss of membership card, the Company should be kept informed without any loss of time. The member has to apply in writing for issue of duplicate card enclosing KYC requirements.
  20. The applicable GST has to be fully borne by the member. In case of increase in taxes or introduction of new levies/taxes, the same shall also be fully borne by the member.
  21. The company reserves the right to alter, amend, add or delete part or whole of the privileges of the Jewellery Purchase Plan without prior notice or suspend the same at any time. In such an event, money will not be refunded and the member shall purchase any item at the showroom equal to the accumulated gold weight in credit.
  22. MEMBERS CAN TAKE DELIVERY OF THE JEWELLERY ONLY AT THE SHOWROOM WHERE THEY HAVE ENROLLED AND THE SAME IS RESTRICTED TO RESPECTIVE STATE AND SHOWROOM ONLY.
  23. All disputes are subject to jurisdiction of the competent courts in Chennai.

 

NOTE: Scheme is not applicable for Gold Nose Pins in TN & Pondy. In AP & Telangana the same is not applicable on Diamond nose pins. In Karnataka it is not applicable on Navratna rings.

For AP & Telangana: Applicable Stone Charges will be collected from the members for all stone ornaments. Special items such as Oddiyanam, Nagaz, Kumkumchimizh, Thirumangalyam, etc shall attract additional charges as applicable.

  1. This is a jewellery BOOKING scheme. NO REFUND of money is allowed under any circumstances under the scheme.
  2. The scheme is unique and will not be linked to any other existing or future schemes/ offers and is not transferable under any circumstance.
  3. The money paid as advance under this scheme shall not bear any interest.
  4. Minimum booking amount is Rs.10,000/-. There is no CEILING for the maximum amount and a copy of PAN is to be furnished for amount exceeding Rs.2,00,000/- and TDS will be applicable.
  5. In this scheme/plan, MINOR CANNOT BECOME AN APPLICANT/MEMBER.
  6. At the time of joining the scheme, the member may appoint a NOMINEE by furnishing KYC of both self and nominee.
  7. Payments can be made through Cash, Credit /Debit Card, SBI-Collect and in respect of local cheques it shall be drawn in favour of “Lalithaa Jewellery Mart Private Ltd”. In case of dishonor of cheques, actual bank charges (Rs.200 to Rs.500 as the case maybe) shall be borne by the member. Member should ensure to collect receipt voucher/ original membership bond while making payment directly at the respective branch.
  8. Members will get credit in rupees or gold units in grams credited according to the payment made as per gold rate prevailing on the date of payment in the respective showroom where enrolled.
  9. The time period for redemption/purchase shall not exceed 365 days from the commencement date of the scheme.
  10. Members have the option to redeem the scheme for gold coins also.
  11. In case of balance money if any, left out in the scheme account after adjusting the purchase price, various items shall be made available such as gold coins, silver coins, gift items and likewise for the members to purchase. Balance money will not be refunded.
  12. Applicable Stone Charges will be collected from the members for ornaments with ruby, emerald, zircon, diamond, special stones, etc. Very few, special items such as oddiyanam, nagaz, kumkumchimizh, thirumangalyam, etc shall attract extra charges.
  13. The original membership bond has to be surrendered at the time of redemption. The person who has signed the original membership bond should sign on the invoice at the time of purchase/ redemption.
  14. In case the member does not redeem the jewellery within 365 days from the enrolment date, sale invoice will be raised in the name of the member towards sale of jewellery, applicable GST on sale value will be paid to the Government and the ornaments weight due to the member will be held as “stock in custody” by the company till the member takes delivery of the ornament. The members will be communicated/informed by the company in this regard.
  15. In case of change in address, loss of membership bond, the Company should be kept informed without any loss of time.
  16. The applicable GST has to be fully borne by the member. In case of increase in taxes or introduction of new levies/taxes, the same shall also be fully borne by the member.
  17. The company reserves the right to alter, amend, add or delete part or whole of the privileges of the scheme without prior notice or suspend the scheme at any time. In such an event, money will not be refunded and the member shall purchase any item at the showroom equal to the value of money/ weight in grams.
  18. Members can redeem only at the showroom where they have enrolled. REDEMPTION IS RESTRICTED TO RESPECTIVE STATE AND SHOWROOM ONLY.
  19. All disputes are subject to jurisdiction of the competent courts in Chennai.

 

Scheme is not applicable for Platinum jewels and silver items.